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Comparative Market Analysis

A home valuation or Comparative Market Analysis (CMA) is an examination of prices at which similar properties in the same area recently sold. Realtors® perform these analyses for their clients to help them determine a price to list when selling a home or a price to offer when buying a home.


Realtors® create CMAs by looking at comparable homes, which are recently sold and that are similar to your own home (or, if you’re a home buyer, the one you want to make an offer on).


The key of a CMA is to get to an apples to apples comparison. For instance, if your home has three bedrooms, two and 1/2 baths, and is around 2,500 square feet, and your neighbor’s home has the same number of bedrooms, baths and approximately the same square footage, and it sold two weeks ago for $300,000; chances are, your home is worth about the same price. Comparable homes should be in the same or similar neighborhood, have the same number of bedrooms, baths, features, upgrades and similar square footage.

The Cernera Team would love to help you with a free CMA!  We use comparable sold listings, as well as the current active listings to help you determine the accurate market value of your home.  Please give us a call today one of our team will be happy to help you!


Image by Steven Ungermann

Real Estate

Guidance for Sellers

If you’re ready to put your home up for sale, we can guarantee that Buyers and their agents are going to focus in on all those items in your home that need repair, minor or major. When you are ready, we can help with “Staging your Property” and also find you the perfect handyman, landscaping company or painter.


What about those items you don’t want to move? We’ll refer you to the perfect consignment shop or donation outlet. For more information on how to get your home ready to put on the market, please give us a call, we can help!

For the latest “Seller” news and insights online, please click here.

Real Estate Guidance for Buyers

Before you decide to Buy a home, you should first define your personal and financial goals. Think about things like, what you want in a home (such as features, i.e. pool, lanai, fenced yard). 


You should also take into consideration the location of the home (i.e. neighborhood). What will your commute be if you are still working?  How close are healthcare facilities, grocery stores and if you have children, schools?  Consider how much of a down payment you want to make and how long it will take you to save that amount of money.  If you are a first-time buyer, does buying a home make sense financially and are you ready for the responsibility of maintaining a home?

There are a lot of things to consider when buying a home whether you are relocating or it’s your first.  The best thing to do is prepare!  Make a list of pros and cons, must haves and like to haves. The more prepared you are when you begin looking for your new home, the better.

For up-to-date “Buyer” news and insights online, please click here.  If you are ready to begin your search but are unsure about the financial obligation, this online mortgage guide may answer some of your questions.  In addition, an online mortgage calculator can assist to see what you can afford and what your payments might be.

Having lived in the Ocala/Marion County area for years, the Cernera Team are your local “Real Estate Experts” and can help make buying your new house a dream!  Give us a call today to begin your search!

Dream Homes!

A few of the Senior communities are currently building new homes, many are completely built. Click here to search for the most up-to-date properties available in Ocala and the surrounding area. Preview our team's current listings here.


There are a number of choices for "Senior Living", including gated communities, and the Cernera Team can guide you through the maze based on lifestyle, cost and design.

Gated communities located in the SW State Road 200 corridor provide protection of property values, increased security, less traffic and amenities for your specific life style.  These communities are perfect for those who choose to live only part of the year in Florida, allowing them to lock their door and come back in 6 months. 

Most of these communities are designed with amenities built around different life styles, with golf courses, tennis,  pickle ball, swimming pools, or equestrian facilities.  Typically they also offer a myriad of different clubs and organizations from gardening to travel clubs, billiard and card rooms, and small libraries.  Gated communities are usually located on some of the most desirable land in the area. If you live in Florida full or part time and are over 55, gated communities are certainly an option.

To preview some of Southwest Ocala's most popular Senior Living communities, please click here. Feel free to call us with any real estate questions you may have.  We are always happy to help!

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